
Bankinter
Description
Bankinter, a prominent Spanish commercial bank, extends its financial services into the venture capital landscape through its dedicated arm, Bankinter Capital Riesgo. This division focuses on identifying and investing in innovative companies that demonstrate high growth potential and robust business models. Unlike early-stage or seed investors, Bankinter Capital Riesgo primarily targets growth-stage companies, typically participating in Series A, B, and C funding rounds. Their strategic approach is to support businesses that are already demonstrating traction and are poised for significant scaling, often leveraging their deep market insights and extensive network within the financial sector.
The investment thesis of Bankinter Capital Riesgo is centered on disruptive technologies and business models across several key sectors. These include, but are not limited to, Fintech, Insurtech, Proptech, Healthtech, and Cleantech, alongside other areas undergoing significant digital transformation. They seek companies with strong, experienced management teams and clear competitive advantages that can sustain long-term growth. Bankinter's typical direct investment ticket for these companies ranges between €1 million and €5 million, reflecting their commitment to substantial capital injections that can fuel significant expansion. This makes their typical minimum check size around $1.08 million and maximum around $5.4 million, based on current exchange rates.
Bankinter Capital Riesgo not only makes direct investments but also actively manages venture capital funds for third-party investors, further solidifying its position in the European VC ecosystem. The firm has allocated approximately €200 million specifically for direct investments in promising startups, underscoring its significant financial commitment to fostering innovation. Their involvement often extends beyond capital, offering strategic guidance and access to Bankinter's vast corporate resources, which can be invaluable for portfolio companies navigating complex market landscapes. This comprehensive approach positions Bankinter as a strategic partner for growth-stage companies looking to scale within their target industries.
Investor Profile
Bankinter has backed more than 60 startups, with 4 new investments in the last 12 months alone. The firm has led 7 rounds, about 12% of its total and boasts 10 exits across its portfolio.
Investment Focus Highlights
- Concentrates on Seed, Series A, Series Unknown rounds (top funding stages).
- Majority of deals are located in Spain, United States, The Netherlands.
- Strong thematic focus on Software, FinTech, SaaS.
- Typical check size: $1.1M – $5.4M.
Stage Focus
- Seed (52%)
- Series A (15%)
- Series Unknown (13%)
- Pre Seed (7%)
- Series B (5%)
- Debt Financing (5%)
- Series D (2%)
- Angel (2%)
Country Focus
- Spain (92%)
- United States (5%)
- The Netherlands (2%)
Industry Focus
- Software
- Fintech
- Saas
- Apps
- E-commerce
- Internet
- Financial Services
- Information Technology
- Travel
- Customer Service
Frequently Asked Questions
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