FinLab

FinLab AG is a publicly listed German investment company headquartered in Frankfurt, with a distinct focus on the financial technology (FinTech) sector. Unlike traditional venture capital funds, FinLab operates as an active investor and venture builder, dedicated to identifying, developing, and investing in promising FinTech startups and established companies. Their strategic approach often involves taking significant stakes, providing not only capital but also operational support and strategic guidance to their portfolio companies, aiming for long-term value creation.

FinLab's investment strategy is comprehensive, encompassing direct investments in both early-stage and growth-stage FinTech companies, alongside strategic investments in specialized FinTech venture capital funds. For early-stage startups, FinLab typically provides initial investments ranging from approximately $540,000 to $5.4 million, reflecting their commitment to fostering nascent innovations within the financial services landscape. Beyond capital injection, FinLab actively participates in the development of their portfolio companies, leveraging their deep industry expertise and extensive network to accelerate growth and market penetration.

Over the years, FinLab has cultivated a robust portfolio of FinTech innovators, significantly contributing to the European FinTech ecosystem. Their portfolio, valued at approximately €108.7 million as of September 30, 2023, includes notable companies that have achieved substantial growth and market recognition. A prime example of their investment acumen is their involvement with Deposit Solutions (now Raisin DS), where they invested €10 million in 2016 and subsequently realized a successful exit, underscoring their capability to identify and nurture high-potential ventures. FinLab's long-term vision and hands-on approach solidify their position as a pivotal player in the evolving landscape of financial technology.